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Today’s email is sponsored by Intelligent Investor

What we’re chatting about this week…

Should I contribute more to my pension?
Or should I put more into investing?

Take a deep breath, this week we’re talking about retirement.
Superannuation. Pension. 401k.

We invest to ensure financial freedom, so it’s a natural question: is it worth contributing more to my retirement fund? Bryce and Alec go through all the questions you’d need to answer to determine the right course of action for you. Spoiler: it’s pretty complicated. But you knew that already, didn’t you?

But the good news is, we think there’s one question that you have to answer that will give you a clear indication of the path you want to take:

Do you intend on working continuously until preservation age?*  

Join us as we talk about all the questions and options you need consider. Don’t forget, we’re not alone in our investing journey either - ask us your questions at equitymates.com. (*Btw, It’s currently 65).

Have you dreamed about starting a successful business?
It’s a huge personal investment, but the returns can be far greater than the stock market. It's 20 years of work for an overnight success. Sophie and Maddy wanted to talk to some women who've dreamed and created successful businesses. As fellow hustlers, they want to learn from the challenges they faced and the lessons they have taken away.

This week they speak to the incredibly impressive Natassia Nicolao about her journey building Conserving Beauty. Listen to how she went from developing samples in a lab, to landing a massive Mecca contract, to convincing Elle McPherson, aka The Body, to join her board.

Question from the Community

What is the best book for learning how to invest?

Have you stood in a book shop and stared at the books
and wondered which one to reach for? We’ve put all of the Equity Mates favourites in a handy list for you:

Bryce (co founder of Equity Mates): Millennial Money: How Young Investors Can Build A Fortune by Patrick O’Shaughnessy.
Bryce said “Millennial Money is perhaps one of the best investing books I’ve read, particularly if you’re in the early years of your investing journey.”

Simon (Head of Product): A Random Walk Down Wall Street by Burton G Malkiel. 
Simon says: “Nearly 50 years since it was first published, Malkiel’s classic has been updated five times with contemporary topics since, but the key messages have remained the same.”

Emily (Head of Product): Broke Millennial Takes On Investing: A Beginner’s Guide to Levelling Up Your Money by Erin Lowry.

Em says: “She explains concepts of financial literacy in a conversational manner that makes the content engaging. Her writing style is free of judgement and superiority. Not only did I want away with a broader superior knowledge or understanding financial terms, I understood why it was important for me to take control to build my wealth.”

Today’s email is sponsored by Intelligent Investor to celebrate their latest fund launch: Intelligent Investor Select Value Share Fund (ASX: IISV).

Most Australian investors are underweight in global shares. Intelligent Investor want to change that by offering instant access to international market leaders alongside familiar Australian names.

The market selloff of 2022 was a tough year for investors, but we enter 2023 with value opportunities around the world. Today, Intelligent Investor see hundreds of great overseas companies trading at more attractive prices than their Australian counterparts.

Doing the work to identify these value names is difficult, time consuming and expensive. That is why many investors choose to outsource that work to the experts. IISV is a simple way to invest abroad in elite companies for the long-term. The fund will be a collection of 20 attractively priced global businesses married with Intelligent Investor’s best Australian investment ideas.

IISV is an active ETF that can be bought on the ASX. The fund aims to outperform the broader market and offer global and local diversification. It’s a tightly managed fund of businesses that meet Intelligent Investor’s screening process of high quality, intelligently managed businesses trading at prices that can provide double-digit returns long into the future.

IISV launches 31 March 2023 on the ASX. Intelligent Investor is offering early access to the fund via their initial offer.